It’s 4 a.m. in the morning and you’re wide awake trying to find the electricity bill so you can pay it, but you have no idea where it is. And while it seems as though you’ve looked everywhere, you still can’t seem to locate it. Even if it seems as though you have exhausted all [...]

The Most Popular Finance Topics in 2011 (Continued)

by Victoria on February 21, 2012

According to the Forbes website, millions of consumers were concerned about a variety of financial topics in 2011. But what were they? While each one has its own place in the economy, each one is quite different from the other, and will affect you directly or someone you know on a certain level. Whether you’re [...]

The Most Popular Finance Topics of Consumers in 2011

by Victoria on February 20, 2012

It’s no surprise that money makes the world go round, so any discussions about money and the current state of the economy, always gauges the interest of Americans everywhere. However, according to Forbes.com, consumers had a wide array of interests and curiosity about very diverse topics relating to finance. While some consumers were interested in [...]

Consumer Credit Reports and Their Uses

by Victoria on February 19, 2012

Whenever you apply for a job, a credit account, insurance, or personal loan there’s a file about you. This file contains identifying information such as where you live, where you work and how you pay your bills. There is even information about whether you’ve been sued, arrested or filed for bankruptcy. Various companies that gather [...]

Recent news about the influx in student loans and auto loans brings much needed optimism about the recuperating economy in the U.S.  The Wall Street Journal states that the borrowing of car loans, students loans among other types of financing increased by almost 10 percent in November, and a little over 9 percent in December–even [...]

5 Tips to Prevent Payday Loan Debt

by Victoria on February 10, 2012

How do you prevent from becoming in debt from payday loans? Well, there are several ways you can avoid this, but listed below are a few easy ways you can prevent payday loan debt. 1) Thoroughly read the fine print: You’d be surprised just how many people fail to read contracts they sign. They think [...]

Top 5 Risks of Online Payday Loans

by Victoria on February 9, 2012

See below the list of top 5 risks associated with payday loan services. 1.) Unlike payday loans done in person, online payday loan lenders require you to supply them with your bank account number and routing number. They do this so they have access to your account electronically. This is sort of Catch 22. While [...]

In Store Payday Loans Versus Online Payday Loans

by Victoria on February 8, 2012

While you might be apt to think that in store payday loans versus online payday loans are virtually the same, they are not. In fact, both services have similarities and differences in addition to benefits and pitfalls. To learn more information about payday loan services continue reading. In Store Payday Loans- 1.) Most in store [...]

Many people are unaware that there are certain states that do not allow payday loans. Some states even have restrictions on payday loan services, such as how many payday loans people can take out within a certain period and how much APR they are allowed to charge. Most of these rules and regulations are put [...]

Overdraft Fees Versus Payday Loan Fees

by Victoria on February 3, 2012

If you have a bank account, than you know the financial responsibility you have of keeping money in it. In today’s tough economical times, sometimes even keeping $50 in your checking account can be somewhat of a challenge. However, a bank account also comes in handy when you need to pay bills and just need [...]