According to CNN.com, don’t be fooled by tax preparers who promise unusually large tax refunds, but never require any receipts or documentation of these purchases because ultimately you are held responsible if the IRS decides to audit you. For your own safety, make sure you have your taxes prepared by someone you trust and [...]
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Many consumer advocates are concerned that some of the nation’s largest financial institutions have incorporated new financing options that closely resemble those of payday loans. The banks that have implemented this new form of short-term, high interest lending are Wells, Fargo, Guaranty Bank, U.S. Bank, and Fifth Third Bank. While the banks state that their [...]
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It’s really pretty funny when you think about it. People go online and clip coupons to save money on just about everything under the sun; however, when it comes to cars and car loans, most people take the first car loan offered to them. Maybe it’s the adrenaline rush of being overly excited about owning [...]
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With the rising cost of gas prices these days, everyone is trying to find ways to save money on many of the things they need. For most people, a car is a necessity and while they can try their best to find lower gas prices to save a few bucks here and there, another way [...]
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Do you remember your first car? How the passenger door wouldn’t close all the way and the light on the ceiling of the car would stay on. Well, maybe that wasn’t your exact situation, but I bet you couldn’t wait to buy something that didn’t give you as many problems. And while you probably have [...]
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Imagine this scary scenario for a minute. You log in to your online bank account to check your balance. And instead of having a positive balance, you are in the hole $2,000. Your first reaction is to think logically. So you try to remember if you recently made a large purchase, but maybe forgot about [...]
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One of the types of people many different types of companies target are those with poor credit histories. They make false promises by stating that they can clean up their credit reports, so the consumer can be approved for a home mortgage, insurance or car loan, but they only promise this if they pay a [...]
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If you haven’t been paying your bills, you can pretty much guarantee that you’ll be hearing from the dreaded debt collector. Debt collectors are people, other than creditors, who try to collect debts owed to a third party. Lawyers on occasion may also participate in collecting debt. However, when it comes to calls made at [...]
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When you have bad credit, you may feel like your only viable option for a loan or credit card is to apply for a loan that promises to lend you money for an upfront fee. While it may be tempting when you’re in dire straits, you need to ignore these offers. Any website or loan [...]
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We all know how easy it is to spend money. However, spending money wisely is a totally different subject, and something that many people don‘t know how to do. If you ever wonder why you never have any money, use these helpful tips to get your expenses under control. How to Control Your Expenses Never, [...]
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