Debt Consolidation

  According to CNN.com, don’t be fooled by tax preparers who promise unusually large tax refunds, but never require any receipts or documentation of these purchases because ultimately you are held responsible if the IRS decides to audit you. For your own safety, make sure you have your taxes prepared by someone you trust and [...]

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Are you currently unemployed and looking for work? Yes, we know the employment situation can be a downer, but here’s something you might not know. If you’re unemployed and looking for your next great job, you’ll be receiving some extra tax breaks this year. For instance, if you’re a current job seeker you’ll be able [...]

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What You Need to Know about Credit Repair

by Victoria on March 1, 2012

One of the types of people many different types of companies target are those with poor credit histories. They make false promises by stating that they can clean up their credit reports, so the consumer can be approved for a home mortgage, insurance or car loan, but they only promise this if they pay a [...]

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Debt Collection- The Thorn in Your Side

by Victoria on February 29, 2012

If you haven’t been paying your bills, you can pretty much guarantee that you’ll be hearing from the dreaded debt collector. Debt collectors are people, other than creditors, who try to collect debts owed to a third party. Lawyers on occasion may also participate in collecting debt. However, when it comes to calls made at [...]

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How to Get Your Spending Habits Under Control

by Victoria on February 27, 2012

We all know how easy it is to spend money. However, spending money wisely is a totally different subject, and something that many people don‘t know how to do. If you ever wonder why you never have any money, use these helpful tips to get your expenses under control. How to Control Your Expenses Never, [...]

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Many students are under the impression that once they graduate from college, they’ll find a rewarding job and pay off their school loans; however, the fact of the matter is that some new graduates will have a hard time finding full time, steady employment. According to Time Magazine, as of May of 2011, nearly 54 [...]

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Have Bad Credit? Learn How to Repair It

by Victoria on February 23, 2012

Many people with bad credit are under the impression that they cannot get credit; however, this is a false belief. While creditors have their own individual standards, each one views your credit history differently. Some creditors look at only your recent credit history and approve or deny you credit based on your current status. If [...]

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The Most Popular Finance Topics in 2011 (Continued)

by Victoria on February 21, 2012

According to the Forbes website, millions of consumers were concerned about a variety of financial topics in 2011. But what were they? While each one has its own place in the economy, each one is quite different from the other, and will affect you directly or someone you know on a certain level. Whether you’re [...]

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The Most Popular Finance Topics of Consumers in 2011

by Victoria on February 20, 2012

It’s no surprise that money makes the world go round, so any discussions about money and the current state of the economy, always gauges the interest of Americans everywhere. However, according to Forbes.com, consumers had a wide array of interests and curiosity about very diverse topics relating to finance. While some consumers were interested in [...]

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Consumer Credit Reports and Their Uses

by Victoria on February 19, 2012

Whenever you apply for a job, a credit account, insurance, or personal loan there’s a file about you. This file contains identifying information such as where you live, where you work and how you pay your bills. There is even information about whether you’ve been sued, arrested or filed for bankruptcy. Various companies that gather [...]

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