It has been a rough five or six years for the United States real estate market. Homes were being bought and sold in record numbers in 2004 and 2005. Sales prices were the highest they have ever been, and then the bottom fell out. Home prices plummeted as the American economy went into a nose [...]
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Need more guidance and savvy money saving advice for retirement when you’re in your 20’s and 30’s? Continue reading to find out what you should be doing at this exact moment in your life to so you can retire with peace of mind. 4) Imagine Yourself when You are Older A study published in [...]
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Are you interested in selling your home? Do you want to get top dollar for the price of your home? It’s easier than you might think. In fact, most of the things you need to concentrate on cost very little money. Plus, most of these things you can do all on your own. Find out [...]
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Unlike many foreclosure settlements in the past, where consumers were having to take the repercussions of the housing industry; (stricter guidelines for being approved for a mortgage) now the roles are reversed, and the financial institutions who carelessly approved consumers for mortgages they couldn’t afford, are having to come up with the money to help [...]
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According to Yahoo News.com, the largest joint state-federal settlement in history has taken place, and it regards the foreclosure situation that has been happening in America for the past couple of years. The National Association of Attorneys General announced that the five largest mortgage servicers in the U.S. (JP Morgan & Chase & Co., [...]
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In the past, most people followed a certain set of guidelines, which helped them determine how much house they had enough money to pay for. The most popular method for figuring this out was that they would go by how much money they made. Most people figured that they could afford a home that costs [...]
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Going green and saving money, may sounds like an oxymoron to most people; however, the truth is you can save a lot of money by using traditional items in your home in a variety of non-traditional ways. Going green doesn’t always mean having to spend money on green products; instead, it means using your resources [...]
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It’s 4 a.m. in the morning and you’re wide awake trying to find the electricity bill so you can pay it, but you have no idea where it is. And while it seems as though you’ve looked everywhere, you still can’t seem to locate it. Even if it seems as though you have exhausted all [...]
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According to the Forbes website, millions of consumers were concerned about a variety of financial topics in 2011. But what were they? While each one has its own place in the economy, each one is quite different from the other, and will affect you directly or someone you know on a certain level. Whether you’re [...]
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Most Americans refinance their mortgage every four years. While some of them do it to attain a lower interest rate, others do it for a variety of other reasons. To figure out if you should consider refinancing your mortgage, follow these helpful suggestions. Are Your Interest Rates Rising? If you are stuck with an adjustable-rate [...]
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