Today there are all kinds of loans available to the consumer. There are new and used auto loans, there are home loans, there are personal loans, there are loans that are designed to consolidate debt, and there are also credit cards. There are loans for just about everything. For each and every type of loan, [...]
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In a downtrodden economy it can be confusing to know which investments are considered risky and which one’s aren’t. One investment that is safe is purchasing U.S. savings bonds. Why? Savings bonds are considered to be non-marketable securities, which means they’re only registered to you and therefore you cannot sell them to anyone else. The [...]
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According to CNN.com, don’t be fooled by tax preparers who promise unusually large tax refunds, but never require any receipts or documentation of these purchases because ultimately you are held responsible if the IRS decides to audit you. For your own safety, make sure you have your taxes prepared by someone you trust and [...]
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Many consumer advocates are concerned that some of the nation’s largest financial institutions have incorporated new financing options that closely resemble those of payday loans. The banks that have implemented this new form of short-term, high interest lending are Wells, Fargo, Guaranty Bank, U.S. Bank, and Fifth Third Bank. While the banks state that their [...]
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It’s really pretty funny when you think about it. People go online and clip coupons to save money on just about everything under the sun; however, when it comes to cars and car loans, most people take the first car loan offered to them. Maybe it’s the adrenaline rush of being overly excited about owning [...]
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With the rising cost of gas prices these days, everyone is trying to find ways to save money on many of the things they need. For most people, a car is a necessity and while they can try their best to find lower gas prices to save a few bucks here and there, another way [...]
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Want to know how to save a few bucks on your spring cleaning bill? You can find many of the things you need to clean and reorganize your home, already in your home. You don’t need to spend extra money on items at the store. The money you save can be used to treat someone [...]
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The Federal Trade Commission launched a highly successful, one of a kind investigation, which lead to the unveiling of a multi-million dollar payday loan scam that stole money from U.S. citizens. These scammers accomplished this feat by using intimidation tactics and by using threats of arrest. Steven Baker of the FTC, according to The Associated [...]
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Did you know that there is a popular tax break that paid more than 26 million employed workers nearly $59 billion last year? However, the downside is that only 1 in 4 people, who qualified for it, actually claimed it. This means that they missed out on claiming thousands of dollars that they could have [...]
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Are you currently unemployed and looking for work? Yes, we know the employment situation can be a downer, but here’s something you might not know. If you’re unemployed and looking for your next great job, you’ll be receiving some extra tax breaks this year. For instance, if you’re a current job seeker you’ll be able [...]
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