Loans.net is a loan comparison site. We are not a lender and we do not make credit decisions. We show what lenders advertise, explain how the products differ, and send you to the lender to apply.
The site has been run by Loans.net Network Ltd since 2009, from 641 Lexington Avenue, New York, NY 10022. You can reach us on (646) 257-4131 or at info@loans.net.
Who writes and checks the content
Zion Rokah founded Loans.net Network Ltd and reviews the loan content on this site, including every rate figure. When a page shows a rate or a lending statistic, it has been checked against the source named on that page, on or before the review date printed at the top of the page.
Yonni Rossa writes for Loans.net. He has a background in finance and writes about consumer credit. His articles on this site are reviewed by Zion Rokah before they carry a review date.
We are not licensed financial advisers, and nothing here is personal advice. The numbers on this site exist to help you compare offers. They are not a recommendation about what you should borrow.
How Loans.net makes money
A lender pays us only if you choose to move forward with them and a loan is actually disbursed. You are never charged. It is the arrangement a real estate agent or an insurance broker works under: the seller pays, not the buyer.
That is a conflict of interest, so here is how we handle it. Payment does not decide which lenders appear on a page, what order they appear in, or how we describe them. The rules we hold ourselves to are written down in our editorial policy.
Where our numbers come from
- Advertised APRs, fees and terms come from the lender’s own disclosure page, read on the date shown on the page that quotes them.
- Market averages come from the Federal Reserve’s G.19 Consumer Credit release.
- Rules on borrowing, disclosure and complaints come from the Consumer Financial Protection Bureau.
- Credit score bands follow the published FICO and VantageScore ranges.
Rates move. A figure on this site is what a lender advertised on the review date. It is not an offer of credit, and it is not the rate you will be given. Your own rate depends on your credit profile, income, the amount you borrow and the term you pick.
What we cover
We write about the borrowing most people actually do: personal loans, borrowing with bad credit, debt consolidation, mortgages and home equity, and business loans. If you are not sure which type of loan you are looking at, start with secured versus unsecured loans or with what your credit score means to a lender.
Corrections
If something on this site is wrong, tell us at info@loans.net. We will correct it and note the date the page changed. The editorial policy explains how we handle corrections and how often pages are re-checked.
By Zion Rokah, founder, Loans.net Network Ltd · Last reviewed 15 September 2026