There are a few things that are vital for loan approval. You will need to have a steady source of income and some good references, but the most important deciding factor will be your credit score. With a low credit score, you will still be able to get a loan, […]

Need more guidance and savvy money saving advice for retirement when you’re in your 20’s and 30’s? Continue reading to find out what you should be doing at this exact moment in your life to so you can retire with peace of mind.   4) Imagine Yourself when You are […]

  When you’re self-employed, there’s a plethora of acceptable deductions you can claim when you do your taxes. You can claim your office expenses, health insurance premiums and even travel costs that are work related. Deduct Health Care Costs Did you know that health care costs are also deductible, especially […]

Today’s tough economical times don’t really give you leeway you had hoped for when your dream is to open your own small business. Not only is it pretty difficult to get approved for a business loan, but it is also equally as difficult to branch out into a new profession […]

The Rule of 78’s sounds like a sort rule that you would come across in a game of cards, but this rule is often used in the loan industry. It is also commonly referred to as the Sum-of-the-digits or figuring prepayment penalties on pre-computed car loans.   What is the […]

If you haven’t been paying your bills, you can pretty much guarantee that you’ll be hearing from the dreaded debt collector. Debt collectors are people, other than creditors, who try to collect debts owed to a third party. Lawyers on occasion may also participate in collecting debt. However, when it […]

While you might be apt to think that in store payday loans versus online payday loans are virtually the same, they are not. In fact, both services have similarities and differences in addition to benefits and pitfalls. To learn more information about payday loan services continue reading. In Store Payday […]

Many people are unaware that there are certain states that do not allow payday loans. Some states even have restrictions on payday loan services, such as how many payday loans people can take out within a certain period and how much APR they are allowed to charge. Most of these […]

If you have a bank account, than you know the financial responsibility you have of keeping money in it. In today’s tough economical times, sometimes even keeping $50 in your checking account can be somewhat of a challenge. However, a bank account also comes in handy when you need to […]

At some time or another you will have to use some sort of cash advance system, especially if you don’t have any credit cards or know someone you can borrow money from. While it may be alright to use cash advances every so often, becoming dependent on them to help […]