Research shows that credit scores in America have increased steadily in recent years. In 2017, the average citizen’s score actually reached 700 or above – an all-time high. For these individuals, seeking financing and loans will be easier than ever, as lenders will see them as less of a risk. […]
Loans
Today there are so many different types of loans that you can apply for, which one is right for you.
You’ve decided to buy a new car, and you know how much you can afford for monthly payments. You’ve seen the brand new Dodge Charger and the sign that says Financing Available. As you sit at your computer, you’re trying to figure out whether it makes sense to go with […]
Unsecured and Secured personal loans are different beasts and knowing the difference between them is very important before making any application. Lenders especially banks are usually more willing to offer clients loans that are asset backed especially if the amount involved is huge. Secured loans which use property as collateral […]
For every legitimate loan company out there, there are even more fake loan companies that are doing everything they can to steal your hard earned money. These fake companies are very clever, and they know the best ways to trick people out of their money. They are taking advantage of […]
Today’s tough economical times don’t really give you leeway you had hoped for when your dream is to open your own small business. Not only is it pretty difficult to get approved for a business loan, but it is also equally as difficult to branch out into a new profession […]
The Rule of 78’s sounds like a sort rule that you would come across in a game of cards, but this rule is often used in the loan industry. It is also commonly referred to as the Sum-of-the-digits or figuring prepayment penalties on pre-computed car loans. What is the […]
If you haven’t been paying your bills, you can pretty much guarantee that you’ll be hearing from the dreaded debt collector. Debt collectors are people, other than creditors, who try to collect debts owed to a third party. Lawyers on occasion may also participate in collecting debt. However, when it […]
While you might be apt to think that in store payday loans versus online payday loans are virtually the same, they are not. In fact, both services have similarities and differences in addition to benefits and pitfalls. To learn more information about payday loan services continue reading. In Store Payday […]
Many people are unaware that there are certain states that do not allow payday loans. Some states even have restrictions on payday loan services, such as how many payday loans people can take out within a certain period and how much APR they are allowed to charge. Most of these […]
If you have a bank account, than you know the financial responsibility you have of keeping money in it. In today’s tough economical times, sometimes even keeping $50 in your checking account can be somewhat of a challenge. However, a bank account also comes in handy when you need to […]